Kidnap and ransom insurance or K&R insurance is designed to protect individuals and corporations operating in high-risk areas around the world. The very nature of this product means that one size won’t fit all.

K&R insurance policies typically cover the perils of kidnap, extortion, wrongful detention, and hijacking. K&R policies are indemnity policies – they reimburse a loss incurred by the insured. The policies do not pay ransoms on the behalf of the insured.

What is covered: 

  • Extortion
  • Detention
  • Kidnap
  • Hijack


Additional covers:

  • Assault, Disappearance, Hostage Crisis,
  • Express Kidnap, Political Evacuation/ Repatriation
  •  Business Interruption Loss
  •  Product Loss